Finance.

Commercial Finance

Traditionally, sourcing the right commercial mortgage for your business can be a complicated and a time-consuming process. With so many lenders available, it can be difficult to be sure the rates you accept are the best the market can offer.

Axis Finance as an experienced brokerage in commercial mortgages work with a network of leading lenders. We understand exactly which lenders are the best fit for the specific requirements of your business. Furthermore, aside from finding your business the most favourable rates we go the extra mile in terms of customer service ensuring all the parties involved are fully up to date with the progress of the deal removing those annoying delays and last-minute hitches.

Whether you’re ready to expand and require additional space or are looking to purchase your first retail premises we provide both start-ups and existing businesses with the tailored financial solutions they need to ensure things happen.

Bridging Finance

Bridging loans are used as a temporary short-term loan intended to ‘bridge’ a gap in finances when typically purchasing property.

They are often used to purchase a property while waiting for the sale of another to complete. For example, a residential buyer may use a bridging loan to secure a deal on a preferred property while their existing home is sold. A bridge loan could also be used when buying a property at auction, where the deal would need to complete almost immediately. They can also be used when buying a property to renovate and sell on.

Bridging Loans are considered a specialist but flexible finance option and for this reason are often used for both residential and commercial property refinancing. The current market offers many varied products to suite specific needs subject to levels of work where some projects will involve purely light refurbishment and others much more involvement with requirements such as planning approval with longer timescales.

Because a Bridge Loan is only intended to bridge a gap in available finance they are typically provided at higher interest rates than longer-term mortgages. The term of the loan is typically 3-12 months but can range to a couple of years. During the agreed term the loan is secured against equity in the property or properties.

No matter what the purpose of the loan, bridging offers a wide range of personal and business financial solutions.

Development Finance

When it comes to property development finance Axis Finance are flexible in our approach and can arrange a structured finance proposal understanding the requirements that lenders expect such as how to best present schedules of works and costs and illustrate client experience. Read more here.

Auction Finance

Auction finance is simply another term for bridging or short term finance. It is used to purchase properties at auction because it can be arranged extremely quickly and fits neatly into the purchasing timescales of the auction houses. Typically if you buy at auction you will immediately need to secure the property with a deposit and then usually have 28 days to complete the purchase.

Cash Flow

Who’s the Revolving Cash Fund for?

It’s for Businesses and sole traders that are established in the UK forecasting growth in their business.

How does it work?

Most growing companies suffer growing pains. These can come in the form of finding sufficient funds to pay for stock and work in progress, or the costs of marketing a new product or service and occasionally a debtor who is a slow or non-payer.

All or any of these cause plans to be delayed.

The RCF works exactly in the same way as a traditional bank overdraft and allows growing companies to smooth out the peaks and troughs.

Interest is charge on a daily basis and there is no long-term commitment so it provides complete flexibility for the borrower.